:root{--blue-900:#0d2247;--blue-800:#1a3a6b;--blue-700:#1e4d8c;--blue-600:#2563b0;--blue-400:#4a9fd4;--blue-100:#dbeafe;--blue-50:#eff6ff;--accent:#f59e0b;--accent-dark:#d97706;--green:#16a34a;--green-light:#dcfce7;--red:#dc2626;--gray-900:#111827;--gray-700:#374151;--gray-500:#6b7280;--gray-300:#d1d5db;--gray-200:#e5e7eb;--gray-100:#f3f4f6;--gray-50:#f9fafb;--white:#fff;--shadow-sm:0 1px 2px rgba(0,0,0,.04),0 1px 3px rgba(0,0,0,.06);--shadow:0 4px 6px -1px rgba(0,0,0,.05),0 10px 15px -3px rgba(0,0,0,.08);--shadow-lg:0 10px 15px -3px rgba(0,0,0,.08),0 20px 40px -10px rgba(0,0,0,.15);--shadow-xl:0 25px 50px -12px rgba(0,0,0,.25);--radius-sm:8px;--radius:12px;--radius-lg:20px;--radius-xl:28px;--radius-full:9999px;--transition:0.2s cubic-bezier(0.4,0,0.2,1);--transition-fast:0.12s ease;--transition-bounce:0.3s cubic-bezier(0.34,1.56,0.64,1);--font:"Pretendard","Inter","Segoe UI","Noto Sans","Apple SD Gothic Neo",system-ui,sans-serif;--gradient-hero:linear-gradient(135deg,#0d2247,#1e4d8c 50%,#2563b0);--gradient-accent:linear-gradient(135deg,#f59e0b,#ef4444);--gradient-mesh:radial-gradient(at 0% 0%,#1e4d8c 0px,transparent 50%),radial-gradient(at 100% 50%,#2563b0 0px,transparent 50%),radial-gradient(at 100% 100%,#0d2247 0px,transparent 50%)}*,:after,:before{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font);color:var(--gray-900);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{list-style:none}.container{width:100%;max-width:1180px;margin:0 auto;padding:0 16px}.section{padding:80px 0}.section-sm{padding:40px 0}@media (max-width:768px){.section{padding:56px 0}.section-sm{padding:28px 0}}.bg-light{background:var(--gray-50)}.text-center{text-align:center}.text-accent{color:var(--blue-600)}h1{font-size:clamp(1.8rem,5vw,2.8rem);font-weight:800;line-height:1.2}h1,h2{color:var(--gray-900)}h2{font-size:clamp(1.4rem,3vw,2rem)}h2,h3{font-weight:700}h3{font-size:1.15rem}h4{font-size:1rem;font-weight:600}h5{font-size:.9rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--gray-500)}p{color:var(--gray-700);font-size:.97rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 22px;border-radius:var(--radius);font-size:.92rem;font-weight:600;cursor:pointer;border:1.5px solid transparent;transition:all var(--transition);white-space:nowrap;text-decoration:none;position:relative;overflow:hidden;letter-spacing:-.01em}.btn:active{transform:scale(.97)}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-primary{background:linear-gradient(135deg,var(--blue-800) 0,var(--blue-700) 100%);color:var(--white);border-color:var(--blue-800);box-shadow:0 1px 2px rgba(0,0,0,.05),0 4px 12px rgba(26,58,107,.25)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 4px 8px rgba(0,0,0,.08),0 12px 24px rgba(26,58,107,.35)}.btn-outline{background:var(--white);color:var(--blue-800);border-color:var(--gray-200)}.btn-outline:hover{border-color:var(--blue-600);background:var(--blue-50);transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--blue-700);border-color:var(--gray-200)}.btn-ghost:hover{background:var(--gray-50);border-color:var(--gray-300)}.btn-accent{background:linear-gradient(135deg,var(--accent) 0,#ef4444 100%);color:var(--white);border-color:var(--accent);font-weight:700;box-shadow:0 1px 2px rgba(0,0,0,.05),0 4px 12px rgba(245,158,11,.35)}.btn-accent:hover{transform:translateY(-2px);box-shadow:0 4px 8px rgba(0,0,0,.08),0 12px 24px rgba(245,158,11,.45)}.btn-danger{background:var(--red);color:var(--white);border-color:var(--red);box-shadow:0 2px 8px rgba(220,38,38,.25)}.btn-danger:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(220,38,38,.35)}.btn-success{background:linear-gradient(135deg,var(--green) 0,#15803d 100%);color:var(--white);border-color:var(--green);box-shadow:0 2px 8px rgba(22,163,74,.25)}.btn-success:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(22,163,74,.35)}.btn-sm{padding:7px 14px;font-size:.83rem;border-radius:var(--radius-sm)}.btn-lg{padding:14px 28px;font-size:1rem;border-radius:var(--radius)}.btn-full{width:100%;justify-content:center}.badge{display:inline-flex;align-items:center;gap:4px;padding:3px 9px;border-radius:20px;font-size:.75rem;font-weight:700}.badge-verified{background:var(--green-light);color:var(--green);border:1px solid #86efac}.badge-featured{background:#fef3c7;color:#92400e;border:1px solid #fde68a}.badge-free{background:var(--gray-100);color:var(--gray-700);border:1px solid var(--gray-300)}.badge-premium{background:#ede9fe;color:#5b21b6;border:1px solid #c4b5fd}.header{position:-webkit-sticky;position:sticky;top:0;z-index:1000;background:hsla(0,0%,100%,.85);backdrop-filter:blur(20px) saturate(180%);-webkit-backdrop-filter:blur(20px) saturate(180%);border-bottom:1px solid var(--gray-200);transition:all var(--transition)}.header-inner{gap:24px;padding-top:14px;padding-bottom:14px}.header-inner,.logo{display:flex;align-items:center}.logo{gap:8px;font-size:1.2rem;font-weight:800;color:var(--blue-900);flex-shrink:0}.logo-icon{font-size:1.3rem}.logo-accent{color:var(--blue-600)}.nav{display:flex;align-items:center;gap:4px;flex:1 1}.nav-link{padding:6px 12px;border-radius:var(--radius-sm);font-size:.88rem;font-weight:500;color:var(--gray-700);transition:all var(--transition)}.nav-link.active,.nav-link:hover{background:var(--blue-50);color:var(--blue-800)}.header-actions{display:flex;align-items:center;gap:8px;margin-left:auto}.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.hamburger span{display:block;width:22px;height:2px;background:var(--gray-700);border-radius:2px;transition:var(--transition)}.hero{background:var(--gradient-mesh),linear-gradient(135deg,var(--blue-900) 0,var(--blue-700) 60%,var(--blue-600) 100%);background-blend-mode:overlay;color:var(--white);padding:96px 0 110px;overflow:hidden;position:relative}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 30%,rgba(74,159,212,.15) 0,transparent 50%),radial-gradient(circle at 80% 70%,rgba(245,158,11,.08) 0,transparent 50%);pointer-events:none}.hero>.container{position:relative;z-index:1}.hero .container{display:grid;grid-template-columns:1fr 1fr;grid-gap:48px;gap:48px;align-items:center}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:hsla(0,0%,100%,.08);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid hsla(0,0%,100%,.18);padding:8px 18px;border-radius:var(--radius-full);font-size:.85rem;font-weight:600;margin-bottom:24px;color:#dbeafe;box-shadow:0 0 30px rgba(74,159,212,.2)}.hero-title{color:var(--white);margin-bottom:20px;font-size:clamp(2rem,6vw,3.5rem);font-weight:800;letter-spacing:-.02em;line-height:1.1}.hero-title .text-accent{background:linear-gradient(135deg,#93c5fd,#60a5fa 50%,#fbbf24);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero-desc{color:#bfdbfe;font-size:1.1rem;margin-bottom:32px;max-width:520px;line-height:1.6}.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:36px}.hero-ctas .btn-outline{color:var(--white);border-color:hsla(0,0%,100%,.4)}.hero-ctas .btn-outline:hover{background:hsla(0,0%,100%,.1)}.hero-stats{display:flex;gap:28px;flex-wrap:wrap}.stat{display:flex;flex-direction:column}.stat strong{font-size:1.5rem;font-weight:800;color:var(--white)}.stat span{font-size:.8rem;color:#93c5fd}.hero-visual{display:flex;align-items:center;justify-content:center}.hero-cards{display:flex;flex-direction:column;gap:12px;width:100%;max-width:340px}.hero-card{background:hsla(0,0%,100%,.95);border-radius:var(--radius-lg);padding:14px 16px;display:flex;align-items:center;gap:12px;box-shadow:var(--shadow-lg);color:var(--gray-900);transform:translateX(0);transition:transform var(--transition)}.hero-card.featured{border-left:4px solid var(--accent)}.hero-card.verified{border-left:4px solid var(--green)}.hc-icon{font-size:1.8rem;flex-shrink:0}.hc-info{flex:1 1}.hc-info strong{display:block;font-size:.9rem;font-weight:700;color:var(--gray-900)}.hc-info span{font-size:.78rem;color:var(--gray-500)}.hc-stars{font-size:.82rem;color:var(--accent);font-weight:600}.quick-actions{background:var(--white);border-bottom:1px solid var(--gray-100)}.qa-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));grid-gap:12px;gap:12px}.qa-card{display:flex;flex-direction:column;align-items:center;text-align:center;padding:24px 14px;border-radius:var(--radius-lg);border:1px solid var(--gray-200);background:var(--white);cursor:pointer;transition:all var(--transition-bounce);gap:8px;text-decoration:none;position:relative;overflow:hidden}.qa-card:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,var(--blue-50) 0,transparent 60%);opacity:0;transition:opacity var(--transition);pointer-events:none}.qa-card:hover{border-color:var(--blue-400);transform:translateY(-4px) scale(1.02);box-shadow:var(--shadow-lg)}.qa-card:hover:before{opacity:1}.qa-card>*{position:relative;z-index:1}.qa-card strong{font-size:.92rem;font-weight:700;color:var(--gray-900)}.qa-card span{font-size:.78rem;color:var(--gray-500)}.qa-icon{font-size:2rem;filter:drop-shadow(0 2px 4px rgba(0,0,0,.08));transition:transform var(--transition-bounce)}.qa-card:hover .qa-icon{transform:scale(1.15) rotate(-5deg)}.qa-card-cta{border-color:var(--blue-700);background:linear-gradient(135deg,var(--blue-800),var(--blue-700))}.qa-card-cta,.qa-card-cta span,.qa-card-cta strong{color:var(--white)}.qa-card-cta:before{background:linear-gradient(135deg,hsla(0,0%,100%,.1),transparent 60%)}.section-header{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:28px;gap:12px}.link-more{font-size:.88rem;color:var(--blue-600);font-weight:600;white-space:nowrap}.link-more:hover{text-decoration:underline}.cat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(130px,1fr));grid-gap:10px;gap:10px}.cat-item{display:flex;flex-direction:column;align-items:center;gap:8px;padding:20px 12px;border-radius:var(--radius-lg);background:var(--white);border:1px solid var(--gray-200);font-size:.86rem;font-weight:600;color:var(--gray-700);text-align:center;transition:all var(--transition-bounce);cursor:pointer;text-decoration:none}.cat-item:hover{background:var(--blue-50);border-color:var(--blue-400);color:var(--blue-800);transform:translateY(-3px) scale(1.03);box-shadow:var(--shadow)}.cat-item span{font-size:1.8rem;transition:transform var(--transition-bounce);display:block}.cat-item:hover span{transform:scale(1.2)}.biz-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));grid-gap:20px;gap:20px}.biz-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:22px;display:flex;flex-direction:column;gap:10px;transition:all var(--transition-bounce);cursor:pointer;position:relative}.biz-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px);border-color:var(--blue-300,#93c5fd)}.featured-card{border-color:var(--accent);border-width:1.5px;background:linear-gradient(135deg,#fffbeb 0,var(--white) 60%)}.featured-card:before{content:"⭐";position:absolute;top:-10px;right:20px;font-size:1.4rem;filter:drop-shadow(0 2px 4px rgba(245,158,11,.4))}.biz-card-top{display:flex;align-items:flex-start;justify-content:space-between;gap:8px}.biz-logo{font-size:2.4rem;flex-shrink:0;width:60px;height:60px;display:flex;align-items:center;justify-content:center;border-radius:var(--radius);background:var(--blue-50);overflow:hidden}.biz-badges{display:flex;flex-direction:column;gap:4px;align-items:flex-end}.biz-name{font-size:1rem;font-weight:700;color:var(--gray-900)}.biz-cat{font-size:.82rem;color:var(--gray-500);display:flex;align-items:center;gap:5px}.biz-desc{font-size:.85rem;color:var(--gray-700);line-height:1.5;flex:1 1}.biz-rating{font-size:.85rem;color:var(--accent);font-weight:600}.biz-rating span{color:var(--gray-500);font-weight:400}.biz-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:4px}.ai-banner{background:linear-gradient(135deg,#0d2247,#1e4d8c)}.ai-banner-inner{display:flex;align-items:center;gap:24px;flex-wrap:wrap;background:hsla(0,0%,100%,.06);border:1px solid hsla(0,0%,100%,.12);border-radius:var(--radius-xl);padding:32px}.ai-icon{font-size:3rem;flex-shrink:0}.ai-content{flex:1 1;min-width:200px}.ai-content h3{color:var(--white);font-size:1.2rem;margin-bottom:8px}.ai-content p{color:#bfdbfe;font-size:.9rem;margin-bottom:6px}.disclaimer-inline{font-size:.8rem!important;color:#93c5fd!important}.news-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));grid-gap:20px;gap:20px}.news-card{background:var(--white);border:1.5px solid var(--gray-200,#e5e7eb);border-radius:var(--radius-lg);padding:20px;display:flex;flex-direction:column;gap:8px;transition:all var(--transition)}.news-card:hover{box-shadow:var(--shadow);border-color:var(--blue-400)}.news-cat{font-size:.75rem;font-weight:700;text-transform:uppercase;color:var(--blue-600);letter-spacing:.05em}.news-card h4{font-size:.95rem;color:var(--gray-900);line-height:1.4}.news-card p{font-size:.84rem;color:var(--gray-500)}.news-meta{font-size:.78rem;color:var(--gray-400,#9ca3af);display:flex;align-items:center;gap:8px;flex-wrap:wrap}.disclaimer-tag{background:#fef9c3;color:#854d0e;padding:2px 7px;border-radius:10px;font-size:.72rem;font-weight:600;white-space:nowrap}.trust h2{text-align:center;margin-bottom:40px}.trust-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));grid-gap:24px;gap:24px}.trust-item{text-align:center;padding:28px 20px;border-radius:var(--radius-lg);background:var(--gray-50);border:1px solid var(--gray-100)}.trust-icon{font-size:2.5rem;margin-bottom:12px}.trust-item h4{margin-bottom:8px}.trust-item p{font-size:.88rem;color:var(--gray-500)}.cta-register{background:linear-gradient(135deg,var(--blue-900),var(--blue-700));text-align:center}.cta-inner{max-width:600px;margin:0 auto}.cta-inner h2{color:var(--white);margin-bottom:12px}.cta-inner p{color:#bfdbfe;margin-bottom:24px}.global-disclaimer{background:#fefce8;border-top:2px solid #fde68a;padding:12px 0;font-size:.83rem;color:#713f12}.global-disclaimer .container{display:flex;align-items:flex-start;gap:8px}.global-disclaimer i{margin-top:2px;flex-shrink:0}.footer{background:var(--gray-900);color:#d1d5db;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr 1.3fr;grid-gap:28px;gap:28px;margin-bottom:32px}.footer-brand .logo{color:var(--white);margin-bottom:12px}.footer-brand p{font-size:.84rem;color:#9ca3af;margin-bottom:16px}.footer-lang{display:flex;gap:8px}.lang-btn{padding:5px 12px;border-radius:20px;border:1px solid #374151;background:transparent;color:#9ca3af;font-size:.8rem;cursor:pointer;transition:var(--transition)}.lang-btn.active,.lang-btn:hover{background:var(--blue-800);border-color:var(--blue-600);color:var(--white)}.footer-links{display:flex;flex-direction:column;gap:10px}.footer-links h5{color:#6b7280;margin-bottom:6px}.footer-links a{font-size:.86rem;color:#9ca3af;transition:color var(--transition)}.footer-links a:hover{color:var(--white)}.footer-bottom{border-top:1px solid #1f2937;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:.82rem;color:#6b7280}.footer-bottom a{color:#9ca3af}.footer-bottom a:hover{color:var(--white)}.form-group{display:flex;flex-direction:column;gap:6px}.form-label{font-size:.88rem;font-weight:600;color:var(--gray-700)}.form-control{width:100%;padding:12px 16px;border:1.5px solid var(--gray-200);border-radius:var(--radius);font-size:.95rem;color:var(--gray-900);background:var(--gray-50);transition:all var(--transition);font-family:var(--font)}.form-control:hover{border-color:var(--gray-300);background:var(--white)}.form-control:focus{outline:none;border-color:var(--blue-600);background:var(--white);box-shadow:0 0 0 4px rgba(37,99,176,.12)}.form-control::placeholder{color:var(--gray-400,#9ca3af)}textarea.form-control{resize:vertical;min-height:100px}select.form-control{cursor:pointer}.form-hint{font-size:.78rem;color:var(--gray-500)}.form-row{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.page-hero{background:linear-gradient(135deg,var(--blue-900),var(--blue-700));padding:48px 0;color:var(--white)}.page-hero h1{color:var(--white);font-size:1.9rem}.page-hero p{color:#bfdbfe;margin-top:8px}.page-body{padding:48px 0}.two-col{display:grid;grid-template-columns:1fr 320px;grid-gap:28px;gap:28px;align-items:start}.sticky-sidebar{position:-webkit-sticky;position:sticky;top:80px}.search-bar{display:flex;gap:8px;background:var(--white);border:2px solid var(--blue-800);border-radius:var(--radius-lg);padding:8px;flex-wrap:wrap}.search-bar .form-control{border:none;padding:8px 12px;flex:1 1;min-width:160px}.search-bar .form-control:focus{box-shadow:none}.search-bar .btn{flex-shrink:0}.filter-chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px}.chip{padding:5px 14px;border-radius:20px;border:1.5px solid var(--gray-300);background:var(--white);font-size:.82rem;font-weight:600;color:var(--gray-700);cursor:pointer;transition:all var(--transition)}.chip.active,.chip:hover{background:var(--blue-800);border-color:var(--blue-800);color:var(--white)}.steps{display:flex;align-items:center;gap:0;margin-bottom:32px;overflow-x:auto}.step{gap:8px}.step,.step-num{display:flex;align-items:center;flex-shrink:0}.step-num{width:32px;height:32px;border-radius:50%;background:var(--gray-200,#e5e7eb);color:var(--gray-500);justify-content:center;font-size:.82rem;font-weight:700}.step.active .step-num{background:var(--blue-800);color:var(--white)}.step.done .step-num{background:var(--green);color:var(--white)}.step-label{font-size:.82rem;color:var(--gray-500);font-weight:600}.step.active .step-label{color:var(--blue-800)}.step-line{width:32px;height:2px;background:var(--gray-200,#e5e7eb);flex-shrink:0}.dash-wrapper{display:flex;min-height:calc(100vh - 60px)}.dash-sidebar{width:240px;background:var(--blue-900);flex-shrink:0;padding:24px 0;position:-webkit-sticky;position:sticky;top:0;height:100vh;overflow-y:auto}.dash-sidebar .logo{padding:0 20px 20px;border-bottom:1px solid hsla(0,0%,100%,.1);margin-bottom:16px}.dash-nav-group{padding:0 12px;margin-bottom:24px}.dash-nav-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:#4b6082;padding:0 8px;margin-bottom:6px}.dash-nav-link{display:flex;align-items:center;gap:10px;padding:9px 12px;border-radius:var(--radius-sm);font-size:.87rem;font-weight:500;color:#94a3b8;transition:all var(--transition);cursor:pointer}.dash-nav-link.active,.dash-nav-link:hover{background:hsla(0,0%,100%,.08);color:var(--white)}.dash-nav-link .icon{width:18px;text-align:center;font-size:1rem}.dash-main{flex:1 1;background:var(--gray-50);padding:28px;overflow-x:hidden}.dash-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px;gap:16px;flex-wrap:wrap}.dash-title{font-size:1.3rem;font-weight:700;color:var(--gray-900)}.dash-subtitle{font-size:.85rem;color:var(--gray-500)}.stat-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));grid-gap:16px;gap:16px;margin-bottom:28px}.stat-card{background:var(--white);border-radius:var(--radius-lg);padding:20px;border:1px solid var(--gray-200,#e5e7eb);box-shadow:var(--shadow-sm)}.stat-card-icon{font-size:1.6rem;margin-bottom:10px}.stat-card-val{font-size:1.7rem;font-weight:800;color:var(--gray-900)}.stat-card-label{font-size:.82rem;color:var(--gray-500)}.stat-card-trend{font-size:.78rem;color:var(--green);font-weight:600;margin-top:4px}.data-table{width:100%;border-collapse:collapse;background:var(--white);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm)}.data-table th{background:var(--gray-50);padding:12px 16px;text-align:left;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--gray-500);border-bottom:2px solid var(--gray-200,#e5e7eb)}.data-table td{padding:13px 16px;font-size:.87rem;color:var(--gray-700);border-bottom:1px solid var(--gray-100);vertical-align:middle}.data-table tr:last-child td{border-bottom:none}.data-table tr:hover td{background:var(--gray-50)}.table-wrap{overflow-x:auto;border-radius:var(--radius-lg);border:1px solid var(--gray-200,#e5e7eb)}.status{display:inline-flex;align-items:center;gap:5px;padding:3px 10px;border-radius:20px;font-size:.76rem;font-weight:600}.status-pending{background:#fef9c3;color:#854d0e}.status-approved{background:var(--green-light);color:var(--green)}.status-rejected{background:#fee2e2;color:var(--red)}.status-review{background:#dbeafe;color:var(--blue-700)}.status-new{background:#ede9fe;color:#5b21b6}.panel{background:var(--white);border-radius:var(--radius-lg);border:1px solid var(--gray-200,#e5e7eb);box-shadow:var(--shadow-sm);overflow:hidden}.panel-header{padding:16px 20px;border-bottom:1px solid var(--gray-100);display:flex;align-items:center;justify-content:space-between;gap:12px}.panel-title{font-size:.95rem;font-weight:700;color:var(--gray-900)}.panel-body{padding:20px}.alert{padding:12px 16px;border-radius:var(--radius);font-size:.87rem;display:flex;align-items:flex-start;gap:10px}.alert-warning{background:#fef9c3;color:#713f12;border:1px solid #fde68a}.alert-success{background:var(--green-light);color:#14532d;border:1px solid #86efac}.alert-info{background:var(--blue-50);color:var(--blue-800);border:1px solid #93c5fd}.alert-error{background:#fee2e2;color:var(--red);border:1px solid #fca5a5}.success-state{text-align:center;padding:48px 24px}.success-icon{font-size:4rem;margin-bottom:16px}.success-state h2{color:var(--green);margin-bottom:8px}.success-state p{color:var(--gray-500);max-width:400px;margin:0 auto 24px}@media (max-width:1024px){.footer-grid{grid-template-columns:1fr 1fr 1fr}.news-layout{grid-template-columns:1fr!important}.two-col{grid-template-columns:1fr}.sticky-sidebar{position:static}}@media (max-width:768px){.hero .container{grid-template-columns:1fr}.hero-visual{display:none}.hero{padding:60px 0 72px}.nav{display:none;flex-direction:column;position:fixed;top:60px;left:0;right:0;background:hsla(0,0%,100%,.95);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);padding:16px;box-shadow:var(--shadow-lg);z-index:999;border-top:1px solid var(--gray-100)}.hamburger,.nav.open{display:flex}.nav-link{padding:12px 14px;border-radius:var(--radius)}.header-actions .btn-outline{display:none}.footer-grid{gap:24px}.footer-grid,.form-row{grid-template-columns:1fr}.dash-sidebar{display:none}.dash-main{padding:16px}.ai-banner-inner{flex-direction:column;text-align:center}.stat-cards{grid-template-columns:repeat(2,1fr);gap:12px}.stat-card{padding:16px}.stat-card-val{font-size:1.4rem}.qa-grid{grid-template-columns:repeat(2,1fr);gap:10px}.qa-card{padding:18px 10px}.hero-stats{gap:16px}.biz-grid{grid-template-columns:1fr;gap:14px}.biz-card{padding:18px}.section-header{flex-direction:column;align-items:flex-start;gap:8px}.filter-chips{gap:6px}.chip{font-size:.78rem;padding:5px 11px}.cat-grid{grid-template-columns:repeat(3,1fr);gap:8px}.cat-item{padding:14px 8px;font-size:.78rem}.cat-item span{font-size:1.5rem}.data-table{font-size:.82rem}.data-table td,.data-table th{padding:10px 12px}.panel-body{padding:16px}.panel-header{padding:14px 16px}.btn{min-height:44px}.btn-sm{min-height:36px;padding:8px 14px}body{-webkit-tap-highlight-color:transparent}}@media (max-width:480px){.section{padding:40px 0}.hero{padding:48px 0 56px}.hero-title{font-size:1.9rem}.hero-desc{font-size:1rem}.hero-ctas{flex-direction:column;width:100%}.hero-ctas .btn{width:100%;justify-content:center}.stat-cards{grid-template-columns:1fr 1fr}.biz-actions{flex-direction:column}.biz-actions .btn{width:100%}.steps{gap:4px}.step-label{display:none}.container{padding:0 14px}.qa-grid{grid-template-columns:1fr 1fr}.cat-grid{grid-template-columns:repeat(2,1fr)}h2{font-size:1.4rem}h1{font-size:1.7rem}}.legal-content{font-size:.95rem;line-height:1.75;color:var(--gray-700)}.legal-content h2{font-size:1.25rem;margin:32px 0 14px;color:var(--gray-900);padding-bottom:10px;border-bottom:2px solid var(--blue-100);font-weight:700}.legal-content h2:first-child{margin-top:0}.legal-content h3{font-size:1.05rem;margin:22px 0 10px;color:var(--blue-800);font-weight:600}.legal-content p{margin-bottom:14px}.legal-content ol,.legal-content ul{margin:0 0 18px 24px;padding-left:0}.legal-content ul{list-style:disc}.legal-content ol{list-style:decimal}.legal-content li{margin-bottom:8px}.legal-content a{color:var(--blue-600);text-decoration:underline}.legal-content strong{color:var(--gray-900);font-weight:700}.locale-switcher{display:inline-flex;gap:4px;background:var(--gray-100);border-radius:var(--radius-full);padding:3px}.locale-btn{background:transparent;border:none;padding:5px 10px;border-radius:var(--radius-full);font-size:.78rem;font-weight:600;color:var(--gray-600);cursor:pointer;transition:all var(--transition);font-family:inherit}.locale-btn:hover{color:var(--blue-700)}.locale-btn.active{background:var(--white);color:var(--blue-800);box-shadow:var(--shadow-sm)}@keyframes fadeInUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes shimmer{0%{background-position:-200% 0}to{background-position:200% 0}}@keyframes pulse-soft{0%,to{opacity:1}50%{opacity:.7}}.fade-in-up{animation:fadeInUp .5s ease-out backwards}.fade-in{animation:fadeIn .4s ease-out}.biz-grid>:first-child{animation:fadeInUp .5s ease-out .05s backwards}.biz-grid>:nth-child(2){animation:fadeInUp .5s ease-out .1s backwards}.biz-grid>:nth-child(3){animation:fadeInUp .5s ease-out .15s backwards}.biz-grid>:nth-child(4){animation:fadeInUp .5s ease-out .2s backwards}.biz-grid>:nth-child(n+5){animation:fadeInUp .5s ease-out .25s backwards}.cat-grid>*,.qa-grid>*{animation:fadeIn .4s ease-out backwards}.skeleton{background:linear-gradient(90deg,var(--gray-100) 0,var(--gray-200) 50%,var(--gray-100) 100%);background-size:200% 100%;animation:shimmer 1.5s infinite;border-radius:var(--radius-sm)}:focus-visible{outline:2px solid var(--blue-600);outline-offset:2px;border-radius:var(--radius-sm)}@media (prefers-reduced-motion:reduce){*,:after,:before{animation-duration:.01ms!important;transition-duration:.01ms!important}}.mt-4{margin-top:16px}.mt-6{margin-top:24px}.mb-4{margin-bottom:16px}.mb-6{margin-bottom:24px}.gap-2{gap:8px}.flex{display:flex}.flex-col{flex-direction:column}.items-center{align-items:center}.justify-between{justify-content:space-between}.w-full{width:100%}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}